Shopping Cart
Your Cart is Empty
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Foreclosure Abuse

Have you received a Notice of Intent to Foreclose in the mail from your mortgage company or their attorney notifying you that they intend to file a forclosure action in court against your home. A settlement was reached in response to a nationwide epidemic of foreclosure abuses and unacceptable mortgage servicing practices.

If you are experiencing difficulty with your mortgage, you may be eligible to participate in the recent settlement between the Office of the Commissioner of Financial Regulation, Maryland Office of the Attorney General, the Federal Government, and the following bank mortgage servicers:

You may be eligible for some form of relief under the settlement if:

  • If you lost your home to foreclosure from January 1, 2008 through December 31, 2011 and suffered servicing abuse, you may qualify for a cash payment. If you are potentially eligible for this assistance, you will receive a claim form in the mail or request for a Independent Foreclosure Review.
  • If you are behind or likely to soon fall behind on your mortgage, you may be eligible for a principal reduction or other forms of assistance.
  • You may also be eligible for other forms of assistance including short sales, deficiency waivers, similiar services where available.
  • If you are making your mortgage payments, but your home is worth less than the outstanding balance of your mortgage, you may be eligible for refinancing to a lower interest rate.

If your loan is owned by Fannie Mae or Freddie Mac; but serviced by the mortgage servicers named above, you are NOT eligible for loan modification or refinancing under this settlement. Loans that are owned by Fannie Mae or Freddie Mac are not eligible for principal reduction through the settlement as a result of positions taken by their federal regulate FHFA.

To find out if Fannie Mae or Freddie Mac own your loan visit:

(click here)



Mortage Servicer Contacts:

Bank of America: 1-877-488-7814

Wells Fargo: 1-800-288-3212

Citi: 1-866-272-4749

JP Morgan Chase: 1-866-372-6901

Ally Bank/GMAC: 1-800-766-4622